Rideshare (Uber & Lyft) Accidents

Rideshare (Uber & Lyft) Accidents in Florida

Rideshare accidents in Florida, whether you were a passenger, another driver, or a pedestrian, raise a tricky question: whose insurance pays, the driver's or the platform's?

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Your deadline

2 years

Reduced from 4 to 2 years by HB 837 (2023). Wrongful death 2 years. Medical 2 years.

How fault works

Modified comparative negligence, 50% bar (post-HB837, 2023)

Coverage in a rideshare crash can shift depending on whether the app was on and whether the driver was carrying a passenger, which makes these cases more confusing than a typical fender-bender. Florida's no-fault system still applies, so your own $10,000 PIP may pay first, but larger platform coverage tiers can come into play for serious injuries. As with any Florida claim, compensation is governed by modified comparative negligence with a 50% bar, and the deadline to file is 2 years after HB 837 (2023). Sorting out which policy applies is exactly the kind of thing worth asking a professional about early. FaultFreeClaims can connect you with an independent, licensed Florida attorney who can untangle the coverage layers.

What a connected attorney can do

Investigate what happened and identify who is responsible
Deal with the insurance companies so you don't have to
Track the 2 years filing deadline so you never miss it
Pursue the compensation you're actually owed

Rideshare (Uber & Lyft) Accidents help by city

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Frequently asked questions

Who pays after an Uber or Lyft accident in Florida?

It depends on the driver's app status at the time: coverage can come from the driver's policy, the platform's, or your own PIP. An independent Florida attorney can determine which applies.

I was just a passenger, do I still have a deadline to act?

Yes. Florida's 2-year filing deadline under HB 837 (2023) applies to passengers too. Getting connected with an attorney early protects your options.

Can I recover if the accident was partly my fault?

Florida follows this rule: Modified comparative negligence, 50% bar (post-HB837, 2023). Because the answer depends on the details, it's worth talking to an attorney who knows Florida law before assuming you have no case.

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